Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and…
A white-label loan is essentially a home-branded loan, much like the home-branded products you see in the supermarket aisles. Like…
You’ve been dreaming of that new kitchen and dining room for as long as you can remember, and now the…
There are many perks to working for yourself, but when it comes to applying for a home loan, it seems…
Since the start of the financial year, the RBA has cut rates to an unprecedented 0.50%. What happens if rates…
The RBA has stood by its promise to keep the current rate of 0.25%, which still represents a historic low.…
Over two million Australians own at least one investment property. And that has implications for their income and tax. When…
Here are seven steps you can take to reduce your debt and ensure you’re home loan ready: Work out how…
If reducing your mortgage debt is a key financial goal, here we provide some tips to kick-start your plan. Make…
The RBA made an out-of-cycle decision to drop the cash rate to 0.25% during an emergency March 19 meeting, and…
Have you checked the amount of interest you’re getting your savings accounts recently? Chances are it’s sitting around 1%. The…
Finding the right property involves time and research, so you will need to ask the right questions to ensure you…
When discussing the Reserve Bank of Australia’s February decision to hold rates, Governor Philip Lowe was unambiguous in his take.…
Here are six common mistakes businesses should avoid when it comes to commercial finance. Mistake #1: Not getting the right…
Following the August Reserve Bank (RBA) meeting, interest rates remain at 0.25% for August. As recently as July, RBA governor Philip…
Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number of Australians…
Your credit score is a number calculated by a credit-reporting agency, which compares you to other borrowers and categorises your…
Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better…
Low rates have long-term implications, but in the meantime, let’s go ‘around the grounds’ and look at how low interest…
Switching banks has long been something that Australians put in the ‘too hard basket.’ More than 40 per cent of Australians are…
Owning property has always been the great Australian dream. As a parent, it’s natural to want your kids to get…
Baby boomers have a 95% rate of homeownership, whereas, at the bottom of the ladder, millennials are doing it tough.…
But other arrangements are possible, several friends might opt to own individual shares in a property, for example, or a…
When there’s a separation or divorce, debts you’ve accrued during the relationship unfortunately don’t go away. The longer a couple…
Most parents want their children to achieve the Australian dream of home ownership. The good news is that parents can…
1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement,…
When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether…
Is it right for you? Is a spare bedroom, second bathroom or ensuite a must? Will everyone be safe or…
Before settlement The length of the settlement (typically 30-90 days) can either be outlined in the contract of sale from…
First, it’s important to clarify whether the property is at the buyer’s risk or the vendor’s. Generally speaking, the property…
Let’s break it down. What the bank considersFor the bank, financial risk comes down to whether you can repay your…
1. Do you know the risks?When things go well, buyers purchase in a rising property market at today’s prices, and…
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